名词解释1. social security,social insurance,social assistance,social welfare,social allowance2. unemployment:is at working age workers with ability to work,labor and indeed desire to find a work in the circumstances,not be suitable for a career in lost revenue state.简答1.how to understand the content of social security？The term social security,it was used in the legal literature among the united states government in 1935 promulgated the “social security act”. It includes 4 parts.Social insurance:basic protection,workers lose their ability to work due to lost wages able to enjoy a basic standard of livingSocial assistance:the lowest lever of social protection,the members of a society need to surviveSocial welfare:the promotion of urban and rural life and welfare of all the inhabitants at the high-lever social securitySocial allowance:the special nature of social protection,make contributions to society sacrifice of soldiers and their wives,and the basic living needs2. how to understand the target of social security?It is the overall goal of protecting and improving the life of its community as a whole to achieve the harmonious development. Around the above goals,the social security system in practice needs to achieve the following targets:①to help people survive out of crisis②to satisfy the national demand for the protection of life,constantly improving and enhancing people’s welfare③to achieve the harmonious development in the whole community3. what is social insurance?what items does social insurance include?Social insurance:basic protection,workers lose their ability to work due to lost wages able to enjoy a basic standard of living4. what is the basic characteristics of compulsory savings?①to emphasize self-responsibility lack of mutual economic nature②the establishment of personal accounts has completely accumulated③the organic intergration of the capital market④the main content is old-aged security⑤the government assumes responsibility in a special way5. what are the contents of socialization management and services of pension insurance?Overall,pension insurance management and the lever of services has been gradually improved in china①the basic pensions realize socialization payment②the retired staff gradually brings into communities to realize socialization management and services③the degree of informationized pension insurance has been improved6. what’s the principle to achieve the level of social security?①to protect and encourage the unity②the level of social security is compatible with the level of productivity and the ability to bear③to take a gradual approach to raise the level of social security7. what are the features of social security?①dominant countries②legal nature③social④it has the characteristics of welfare⑤humanity⑥rigid features8. to present the countermeasures of retirement age reform in chinaTo solve the retirement age and early retirement of enterprise workers,called for strict management,and safeguarding the solemnity of retirement system,in the meantime the system and the mechanism should①to raise the statutory retirement age optional reunification of female workers retirement age②to implement flexible retirement policy on the basic of strict budgeting③workers engaged in the special types of work should pre-retire in the internal of enterprise④to bankrupt enterprise,the pension insurance costs should be set aside9. to analyze the method of calculation and payment of original pension insurance treatment and its problems in china①simply to pay over 15 years can become a monthly basic pension for the ‘watershad’,the system failed to inspire participants from the payment enthusiasm②to rights and obligations out of touch,fails to pay more and gain more for the principal of efficiency③the system is incompatible with the trend of extension of average life expendancyPerformance test（论述）1. to analyze the relationship between commercial insurance and social securityThe differences between them①different nature②have a different goal③different rights and obligations④funds from different sources⑤the government assumes a different responsibility⑥two levels of compensation and the different ways protection⑦cover different areas of riskThe similarities of them①the targets and the protection of nature of social insurance and commercial insurance are the same. They are to human life and health insurance for the subject,and to the birth,old age,sickness,and death,injured,and disabled for liability insurance②form functional point of view,both of them are social risks resolution mechanism③have to help each other,sharing risks,insurance people living stability to maintain the role of economic prosperity④operation2. according to china’s practical experience,try to explain the meaning of social security.3. try to explain the international experience and lessons from the development of social securityExperience①respect local conditions②the pursuit of long-term,stable,coordinated and development③sound legal system of social security④make great efforts to seek socialization⑤increasing attention to market mechanism and social organizationLessons①the state run social security and welfare of the last-growing will bring about serious social security financial crisis②the high level of social security will encourage national inertia,have an effect on the national competitiveness③the social security system is fragmented or low levels will also lead to the further deterioration of social problems。