中国工商银行辽宁省分行2023年柜员合同工招聘初审上岸历年高频考点试卷答案详解（图片大小可自由调整）第I卷一.单项选择题(共50题)1.假设“如果甲是经理且乙不是经理那么丙是经理”为真．由以下哪个前提可推出“乙是经理”的结论?（）A.甲和丙都不是经理B.甲和丙都是经理C.甲不是经理，丙是经理D.甲是经理.丙不是经理答案：D 本题解析：题干假设是一个充分条件的假言命题，要推出“乙是经理”，即要否定前件，由否定后件则否定前件可知，需否定后件，即要求“丙不是经理”作为前提．而由否定的后件可以得到否定的前件，即甲不是经理或者乙是经理进而要推出“乙是经理”的结论需要否定另一个选言肢“甲不是经理”，即要求“甲是经理”作为前提故正确答案是D2.某学院举行“抗战胜利70 周年”知识抢答赛，总共50 道抢答题比赛规定：答对1 题得3 分，答错1 题扣1 分，不抢答得0 分王同学在比赛中抢答了25 道题，要使最后得分不少于65 分，则王同学至少要答对（ ）道题A.16B.18C.23D.17答案：C 本题解析：方法一：要求最后得分不少于65 分，假设25 道题都答对，则王同学得25×3=75分，也就是最多失10 分，易知每答错一题实际是减4 分，10÷4 商2，所以最多错2 题，也就是至少答对23 题。
故答案为C3. —Where did you find the wallet? --It was at stadium__________I played football．A.thatB.whereC.whichD.there答案：B 本题解析：考查定语从句根据句意：——你在哪儿找到钱包的 ——是在我踢足球的体育馆找到的说明这不是强调句，而是定语从句，先行词是the stadium，定语从句中缺少的地点状语，用where引导定语从句4.This skirt was made ______ your mother ______ her own measure.A.for; toB.for; forC.to; toD.for; by答案：A 本题解析：句意：这条裙子是按照你妈妈的尺寸为她定做的make for sb. to (one's own) measure按(某人的)尺寸为其定做5.某班对50名学生进行体检，有20人近视，12人超重，4人既近视又超重该班有多少人既不近视又不超重？（）A.22人B.24人C.26人D.28人答案：A 本题解析：本題考査集合容斥原理。
根据两集合容斥原理可知，近视和趄重的人共有20+12—4=28人，由此可得既不近视也不趄重的人数为50—28=22人故正确答案为A6.2014年北京地区外贸进出口规模达到4079亿美元，比2013年增长4．7%出口596亿美元，同比增长1．1%；进口3483亿美元，同比增长5．3%2014年北京地区文化产品进出口6亿美元，同比增长6．3%其中，进口4．5亿美元，同比增长13．1%，增速较整体进口增速高出7．8个百分点从全国范围上看，北京地区文化产品进口规模在全国各省(市)中排首位，占同期全国文化产品进口规模的30．7%2014年北京地区进口原油1587亿美元，同比增长6．7%同期，进口机电产品721．7亿美元，同比下降5．9%；高新技术产品297．7亿美元，同比下降5．6%2014年北京地区出口机电产品373．9亿美元，同比增长6．1%，增速较整体出口增速高出5个百分点，占同期北京地区出口总值的62．7%；高新技术产品出口189．3亿美元，同比增长4．5%，占31．7%2014年，北京地区与前l0大贸易伙伴中的5个进出口整体实现同比正增长从具体贸易伙伴方面看，2014年北京地区与美国双边贸易规模首次突破300亿美元，达到341．3亿美元，同比增长24．5%，美国成为北京地区第二大贸易伙伴，较2013年提升1位；与欧盟双边贸易415．3亿美元，同比下降4．6%；与沙特阿拉伯进出口314．8美元，同比下降4．6%。
此外，受日本“购岛”闹剧等因素影响，2014年北京地区与日本双边贸易规模为185．6亿美元，同比下降16．5% 2013年北京地区贸易逆差额为( )亿美元 A.2718.2B.2887.0C.2973.2D.3021.4答案：A 本题解析：7.用绳子量桥高，在桥上将绳子4折垂至水面，余3米，把绳剪去6米，3折后，余4米，桥高是多少米?（ ）A.36B.12C.9D.7答案：D 本题解析：假设绳长x米，桥高y米，列方程组得：（1）x=4y+3,（2）x-6=3y+4,解得y=78.①借着春节这一契机，一家人好不容易大团圆，拍摄全家福不仅记录了这一美好瞬间，也让春节更温馨②在经济市场化和人口流动化的当下，家庭结构越来越小型化，同一个家庭的成员散布在不同地方③团聚看似容易，实现起来却很难④拍摄全家福看似简单，却建构了一张丰富多彩的“意义之网”⑤德国社会学家韦伯有句名言：“人是悬挂在自己编织的意义之网上的动物”⑥让拍摄全家福成为一道必不可少的“温情大餐”，让全家福纪录一家人的成长与改变，让它承载一个家庭的集体记忆与文化基因将以上6个句子重新排列，语序正确的是（ ）。
A.⑤④①②③⑥B.②③④①⑥⑤C.②③①⑤⑥④D.⑤②①③⑥④答案：C 本题解析：首句不好排除，一个援引，一个背景描述都适合做首句，接着看相邻排序④⑤都提到了“意义之网”，根据逻辑关系，⑤在④前，排除B项；①③都谈到关于团聚、团圆的问题，从逻辑关系来看③在①前，排除A项和D项因此，选择C选项9.下列关于党的领导、人民民主专政和依法治国三者关系的说法中，表述正确的是（ ）①依法治国的本质是尊重和保障人权②党的领导是人民当家作主和依法治国的根本保证③依法治国是党领导人民治理国家的基本方略④人民当家作主是社会主义民主政治的本质要求A.②③④B.①②④C.①③④D.①②③答案：A 本题解析：党的领导是人民当家作主和依法治国的根本保证，人民当家作主是社会主义民主政治的本质要求，依法治国是党领导人民治理国家的基本方略10.一个民族需要民族精神，一个时代需要时代精神，创业精神应当成为我们的的民族精神，成为我们的时代精神，精神可以变物质，物质可以变精神，两个文明建设互相依存，互相促进这段文字表达的最主要的意思是：( )A.一个民族需要民族精神，一个时代需要时代精神B.精神可以变物质，物质可以变精神C.两个文明建设互相依存，互相促进D.创业精神应当成为我们的的民族精神和时代精神答案：D 本题解析：文段重点在于说明“创业精神”。
11.在近代中国的历史上，各种思想呈现一种“你方唱罢我登场”的流动局面，似乎没有什么思想观念可以_填入横线部分最恰当的一项是（）A.脱颖而出B.—以贯之C.不绝如缕D.鹤立鸡群答案：B 本题解析：本题考査成语的应用观察题干，空白处需填一个与“你方唱罢我登场”正反相呼应的成语，“一以贯之”,指用一个根本性的亊理贯通亊情的始末，体现“思想”的连续性，符合语境12.Russian really is hard for lcarners, and a casual comparison might serve the conclusion that big, prestigious languages like Russian are complex. Just look, after all, at their rich, technical vocabularies, and the complex industrial societies that they serve.But linguists who have compared languages systematically are struck by the opposite conclusion.This is largely because linguists, unlike laypeople, focus on grammar, not vocabulary,Consider Berik, spoken in a few villages in eastern Papua. It may not have a word for“supernova”, but it drips with complex rules: a mandatory verb ending tells what time of day the action occurred, and another indicates the size of the direet object. Ofcourse these things can be said in English, but Berik requires them. Remote socictics may be materially simplc;“primitive”", their languages are not.Systematically so: a study in 2010 of thousands of tongucs found that smaller languages have more Berik-style grammatical bits and pieces attached to words. By contrast, bigger ones tend to be like English or Mandarin, in which words change their form lttle ifat all. No one knows why, but a likely culprit is the very scale and ubiquity of such widely travelled languages.As a language spreads, more foreigners come to learn it as adults (thanks to conquest and trade, for example). Since languages are more complex than they need to be, many of those adult learners will- Stalin-style- ignore some of the niceties where they can. If those newcomers have children, the children will often learn a slightly simpler version of the language from their parents.But a new study, conducted at the Max Planck Institute for Psycholinguistics at Nijmegen in the Netherlands, has found that it is not entirely foreigners and their sloppy ways that are to blame for languages becoming simpler. Merely being bigger was enough. The researchers, Limor Raviv, Antje Meyer and Shiri Lev-Ari, asked 12 groups of four strangers and 12 groups of eight to invent languages to describe a group of moving shapes on the screen. They were told that the goal was to rack up points for communicating successfully over 16 rounds. (They“talked" by keyboard and were forbidden to use their native language, Dutch.)Over time both big and small groups got better at making themselves understood,but the bigger ones did so by crcating more systematic languages as they interacted,with fewer idiosyncrasies. The rescarchers suppose that this is because the members of the larger groups had fewer interactions with each other member, this put pressureon them to come up with clear patterns. Smaller groups could afford quirkierlanguages, because their members got to“know”cach other better.Ncither the more systematic nor the more idiosyncratic languages were“better",given group size: the small and large groups communicated equally well. But the work provides evidence that an idiosyncratic language is best suited to a small group with rich shared history, As the language spreads, it nceds to become morepredictablc.Taken with previous studies, the new research offers a two-part answer to why grammar rules are built- and lost. As groups grow, the need for systematic rules becomes greater, unlearnable in-group-speak with random variation won't do. But languages develop more rules than they need; as they are learned by foreign speakers joining the group. some of these get stripped away. This can explain why pairs of closely related languages - Tajik and Persian, Icelandic and Swedish, Frisian and English- differ in grammatical complexity. In each couple, the former language is both smaller and more isolated. Systematicity is required for growth. Lost complexity is the cost of foreigners learming your language. It is the price of success.What is the author's main purpose of writing this article?A.To explain why bigger languages have simpler grammarB.To inform readers the evolvement process of languagesC.To introduce the systematic and idiosyncratic languagesD.To compare the differences between Berik and English答案：A 本题解析：主旨大意题。
全文用俄语学习引出话题，通过对比Berik语和其他大语种以及荷兰的MaxPlanck心理语言学研究院的研究，旨在说明“为什么说的人越多的语言，语法反而越简单?"所以答案选A13. 如果甲产品和乙产品的需求交叉弹性系数是负数，则说明甲产品和乙产品( ) A.无关B.是替代品C.是互补品D.是缺乏价格弹性的答案：C 本题解析：需求交叉价格弹性是指一种商品价格的相对变化与由此引起的另一种商品需求量相对变动之间的比率若需求交叉弹性系数Eij>0，则两种商品之间存在替代关系，一种商品的需求量会随着它的替代品的价格的变动呈同方向的变动若需求交叉弹性系数Eij<0，则两种商品之间存在互补关系，即一种商品的需求量会随着它的互补品价格的变动呈反方向的变动14.=?（ ）A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：原式＝3×11×2+12×3+13×4+14×5+…+120×21?=3×11-12+12-13+13-14+…+120-121=3×11-121=602115.When it comes to friends, I desire those who will share my happiness, who possess wings of their own and who will fly with me. I seek friends whose qualities illuminate me and train me up for love. It is for these people that I reserve the glowing hours, too good not to share.When I was in the eighth grade, I had a friend. We were shy and "too serious" about our stud- ies when it was becoming fashionable with our classmates to learn acceptable social behaviors. We said little at school, but she would come to my house and we would sit down with pencils and paper, and one of us would say:"Let's start with a train whistle today." We would sit quietly together and write separate poems or stories that grew out of a train whistle. Then we would read them aloud. At the end of that school year, we were changing into social creatures and the stories and poems stopped.When I lived for a time in London, I had a friend, he was in despair and I was in despair. But our friendship was based on the idea in each of us that we would be sorry later if we did not explore this great city because we had felt bad at the time. We met every Sunday for five weeks and found many excellent things. We walked until our despairs disappeared and then we parted. We gave London to each other.For almost four years I have had remarkable friend whose imagination illuminates mine. We write long letters in which we often discover our strangest selves. Each of us appears, sometimes in~a funny way, in the other's dreams. She and I agree that, at certain times, we seem to be parts of the same mind. In my most interesting moments, I often think : "Yes, I must tell..." We have never met.It is such comforting companions I wish to keep. One bright hour with their kind is worth more to me than the lifetime services of a psychologist,who will only fill up the healing silence necessary to those darkest moments in which I would rather be my own best friend.According to paragraph 4, the author and her friend__________.A.call each other regularlyB.have similar personalitiesC.enjoy writing to each otherD.dream of meeting each other答案：C 本题解析：此题暂无解析考查细节推断的能力。
从第四段可以看出，他们经常相互写信，从来没有见过面16.A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：第一个图形是一笔画成的，第二个图形至少需要两笔才能画成，第三个和 第四个图形分别需要三笔和四笔（即8个奇点除以2等于4)，所以应选一个至少需要五笔才 能画成的图形，只有C项17.日益苛刻的雇用标准并不是目前公立学校师资缺乏的主要原因，教师的缺乏主要是由于最 近几年教师们的工作条件没有任何改善和他们薪水的提高跟不上其他职业薪水的提高以下哪一项，如果是正确的，将最能支持以上所述观点？（ ） A.如果按照新的雇用标准，很多现在已经是教师的人就不会被雇用B.现在更多的进入这个职业的教师拥有比以前更高的教育水平C.一些教师认为更高的雇用标准是当前师资缺乏的一个原因D.许多教师认为工资低和缺乏职业自由是他们离开这个职业的原因答案：D 本题解析：题干要表述的观点是：师资缺乏的主要原因并不是雇用标准过于严苛，而是因为教师工资低和工作条件差A、C项显然支持的是观点所反对的一方面；B项并没有体现出对结论中两方面原因的比较判断。
只有D项直接表明因为工资低和工作条件问题使教师流失，从而导致师资缺乏，是对题干观点的支持18.根据国际文献，钓鱼岛属于中国l943年，中、美、英签署的《开罗宣言》明确规定：日本所窃取于中国之领土，例如中国东北、台湾、澎湖群岛等，归中国1945年7月，中、美、英三国发布《波茨坦公告》，其中第八条规定：《开罗宣言》之条件必将实施，而日本之主权必将限于本州、北海道、九州、四国及吾人所决定之其他小岛之内上述成果的取得，主要归功于( )A.抗日民族统一战线的形成B.国际反法西斯力量的支持C.中国共产党的中流砥柱作用D.中日综合国力的强弱对比，答案：A 本题解析：《开罗宣言》《波茨坦公告》都是中国人民抗战的重大成果，之所以取得此重大成果，根源在于全国人民的共同抗日，即抗日民族统一战线的形成，故选A项19.Directions： Read the texts that follow. Each text is followed by several questions. Select the best answer for each question. Questions 1～5 refer to the following passage． You’re busy filling out the application form for a position you really need；let’s assume you once actually completed a couple of years of college work or even that you completed your degree． Isn’t it tempting to lie just a little， to claim on the form that your diploma represents a Harvard degree? Or that you finished all extra couple of years back at State University？ More and more people are turning to utter deception like this to land their job or to move ahead in their careers， for personnel officers， like most Americans， value degrees from famous schools. A job applicant may have a good education anyway， but he or she assumes that chances of being hired are better with a diploma from a wellknown university. Registrars at most wellknown colleges say they deal with deceitful claims like these at the rate of about one per week． Personnel officers do check up on degrees listed on application forms， then. If it turns out that an applicant’s lying， most colleges are reluctant to accuse the applicant directly. One Ivy League school calls them impostors； another refers to them as special cases. One wellknown West Coast school， in perhaps the most delicate phrase of all， says that these claims are made by no such people． To avoid outright lies， some jobseekers claim that they attended or were associated with a college or university. After carefully checking， a personnel officer may discover that attending means being dismissed after one semester. It may be that being associated with a college means that the jobseeker visited his younger brother for a football weekend． One school that keeps records of false claims says that the practice dates back at least to the turn of the century—that’s when they began keeping records， anyhow. If you don’t want to lie or even stretch the truth， there are companies that will sell you a phony diploma． One company， with offices in New York and on the West Coast， will put your name on a diploma from any number of nonexistent colleges. The price begins at around twenty dollars for a diploma from Smoot State University. The prices increase rapidly for a degree from the University of Purdue． As there is no Smoot State and the real school in Indiana is properly called Purdue University， the prices seem rather highly for one sheet of paper.According to the passage， special cases refer to eases where（ ）．A.students attend a school only parttimeB.students never attended a school they listed on their applicationC.students purchase false degrees from commercial filmsD.students attended a famous school答案：C 本题解析：本题考查的是具体细节信息判断。
文章中第三段Personnel officers do check up on degrees listed on application forms， then. If it turns out that an applicant’s lying， most colleges are reluctant to accuse the applicant directly. One Ivy League school calls them impostors；another refers to them as special cases．可以判断出specical cases指的是false degrees20.甲、乙、丙三人去同一家银行办理存款义务，甲的存款金额加上1000元后，正好比乙的存款金额多25％，乙的存款金额比丙的存款金额的40％多800元，则甲的存款金额一定比丙的存款金额（ ）A.少50％B.少500元C.多500元D.多50％答案：A 本题解析：设丙的存款金额为x元，则乙的存款金额为(40％x+800)元，甲的存款金额为(40％x+800)x(1+25％) －1000=0.5x元，故甲的存款金额比丙少(x－0．5x)÷x=50％21.中国传统文化中的内容。
体现了当今金人类的普遍价值观：念，极富现代意蕴这些内容，既是民族的，又是全人类的；既是传统的，又是现代的我们把这些内容用国际社会容易理解的形式对外传播，比较容易得到认同从而有助于提升中华文化的国际影响力和亲和力，提升我们国家在国际社会中的软实力同时，这也有助于在全世界塑造我们国家的文明、友好、开放、包容的形象这段话主要谈论的是（ ）A.提升我国软实力的途径B.中国传统文化的现代价值C.中国文化的国际影响力D.弘扬中国传统文化的意义答案：D 本题解析：材料围绕中国传统文化来说，因此主要谈论的内容自然是“中国传统文化”，可首先排除不含此主题词的A、C两项由材料的三四句可知，作者重点想说的是把这些具有现实意义的传统文化进行对外传播可提升我国的软实力和形象，即弘扬传统文化的意义故答案为D22.下面九宫图中，最适合填入的一项是（ ）A.见图AB.见图BC.见图CD.见图D答案：A 本题解析：每一行三个图形封闭部分数目是823.( ) all forms of advertising, research shows that direct mail reaches the greatest number of peopleat the lowest cost.A.ThroughB.InC.BetweenD.Of答案：D 本题解析：暂无解析24.The professor said he planned to continue working in some __________after retirement until as illness forces him out of a job.A.abilityB.capabilityC.capacityD.power答案：D 本题解析：考查近义词辨析。
句意为“那个教授说他打算退休后竭尽所能继续工作直至病魔迫使他不能工作为止”ability 能力；capability 性能，容量，接受力；capacity 容量，生产量；power（人的）能力，如：I will do everything in my power to help you. 我愿尽我的力量帮助你根据句意，power 最吻合，故D 为正确答案25.In the 1960s, many young Americans were dissatisfied with American society. They wanted to end the Vietnam War and to make all of the people in the U.S. equal. Some of them decided to "drop out" of American society and form their own societies . They formed utopian communities , which they called "communes," where they could follow their philosophy of "do your own thing." A group of artists founded a commune in southern Colorado called "Drop City." Following the ideas of philosopher and architect Buckminster Fuller they built domeshaped houses from pieces of old cars. Other groups, such as author Ken Kesey's Merry Pranksters, the followers fo San Francisco poet Steve Gakin, and a group that called itself the Hog Farm, lived in old school huses and traveled around the United States. The Hog Farm become famous when they helped organize the Woodstock Rock Festival in 1969. Steve Gaskin's followers tried to settle down on a farm in Tennessee, but they had to leave when some members of the gruop were arrested for growing marijuanANot all communes believed in the philosophy of "do you own thing," however . Twin Oaks , a commune founded in Virgiania in the late 1960s, was based on the ideas of psychologist BFSkinner. The people who lived at Twin Oaks were carefully controlled by Skinner's "conditioning" techniques to do things that were good for the community. In 1972, Italian architect Paolo Soleri began to build Arcosanti, a utopian city Arizsona where 2500 people will live closely together in one large building called an "archology" Soleri believes that people must live closely together so that they will all become one.What is an "archology"?A.A person who studies archaeologyB.A large building where people live closely togetherC.A city in A rizonaD.A technique to contorl people答案：B 本题解析：暂无解析26.1， 13， 36,69，104,（）。
A.224B.119C.343D.459答案：B 本题解析：该数列的规律是an= (n+1)3—7X2n-1 故空缺处应为（6 + 1)3—7X 25 = 11927.MBA是一种高级企业管理人才，对MBA来说最重要的一点在于企业家精神，具有企业家精神的MBA是市场中的佼佼者我国现在招收MBA的院校有50多所，有很多还宣称与国 外院校合办，但大多是一些三流院校，有的连正式的教材都没有，其良莠不齐可见一斑 由此可推知（ ）A.中国缺的不是MBA，而是具有企业家精神的真正的MBAB.中国的MBA都不是合格的C.中国要培养真正的MBA必须与国外知名院校联合D.只有拥有MBA学位的人才能管好企业答案：A 本题解析：“大多是一些三流院校”说明还有少数是一、二流院校，因此B不正确；题意中对某些三流院校宣称与国外院校合办持否定态度，不以为然，故C不正确；没有MBA学位的人也能管理好企业，故D不正确只有A符合题意28.我国刑罚的执行由不同机关负责实施，其中由法院负责执行的刑罚种类有（ ） A.死刑缓期两年执行、拘役B.剥夺政治权利、罚金、没收财产C.管制、拘役D.死刑立即执行、罚金、没收财产答案：D 本题解析：我国负责实施刑罚的主体有三类，即法院、公安机关和监狱。
法院负责死刑立即执行、没收财产、罚金的执行；公安机关负责管制、拘役、剥夺政治权利的执行；监狱机关负责死刑缓期两年执行、无期徒刑、有期徒刑的执行故本题正确答案为D29.A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：30.A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：观察图中的三种元素五角星、小太阳和菱形，横向来看，第一组图形中有3个五角星、2个小太阳和1个菱形；第二组图形中有1个五角星、3个小太阳和2个菱形三组图形结合来看，规律应当是：五角星、小太阳、菱形个数分别是3、1、2，2、3、1，1、2、3排列，因此第三组中应该有2个五角星、1个小太阳和3个菱形再观察正方形被切成的区域，发现第一组正方形分别被切为5个区域、4个区域、3个区域；第二组正方形分别被切为4个区域、3个区域、2个区域；因此第三组的正方形应该被切为3个区域、2个区域、1个区域只有B选项同时符合以上两个条件故本题选B31.某班参加体育活动的学生有25 人，参加音乐活动的有26 人，参加美术活动的有24 人，同时参加体、音活动的有16 人，同时参加音、美活动的有15 入，同时参加美、体活动的有14 人，三个组织都参加的有5 人，这个班共有多少名学生参加活动？（ ）。
A.24B.26C.30D.35答案：D 本题解析：由三个集合的容斥原理可以得到，这个班参加活动的学生有25+26+24-16-15-14+5=35 人32.中国老百姓无论怎样穷，怎样苦，也往往要从牙缝里挤出钱来，供孩子上学念书他们很清楚只有这样才可能从根本上改变命运，才可能拥有未来运用到国家政策层面，毫无疑问，教育只应该是公益事业，是烧钱的事业这句话中“烧钱的事业”可以理解为（ ）A.教育是一项非常费钱的事业B.对教育应该投资而不应从中谋利C.对教育的投资可能无法收回成本D.国家应该增加教育投资力度答案：B 本题解析：既然把教育定为公益事业，那从公益事业的含义不难理解教育应属于非赢利事业所以答案为B33.预示未来经济格。